BANKING & FINANCE

The banking and finance sector involves various legal matters related to financial products and services, ranging from bank loans, commercial contracts, and negotiable instruments to highly structured financing projects and arrangements. However, the laws related to this sector mainly pertain to the borrowing and lending transactions and the allied laws.
Our focus area is to understand the contractual relationship between lenders and borrowers to ensure our client's legal and commercial interests. Accordingly, we deal in the following matters:

1. Drafting and vetting legal documents for Bank Lending like a personal or business loan agreement, Property Finance like purchasing any house or developing lands, and Project Finance.
2. Drafting and vetting other legal documentation like commercial contracts, memorandum of understanding (MOU), joint venture agreements, lease-license agreements, property transfer documents, and loan documents.
3. Matters fall under Contract Act, SARFAESI, DRT, Debt recovery, Insolvency and Bankruptcy, Negotiable Instrument Act, Transfer of property, and other banking and finance legal requirements.
4. Provide legal consultancy and allied services to borrowers, lenders, and third parties security providers such as guarantors and surer of movable or immovable properties.
5. Negotiations, mediation, and arbitration on behalf of the clients involve regulatory and statutory issues.
6. Advise and represent clients in banking and finance-related legal matters before various judicial, quasi-judicial, and other forums.
7. Conduct due diligence and prepare due diligence reports.
8. Practical advice to our clients, keeping in mind their active interest in future trends that may influence a transaction.
9. Understand the ambitions and goals of our clients and advise them on the risks and benefits of a deal in their best interests.